What to Look Forward To From Utah Legal Services


If you live in Utah, have lost your job and you cannot pay your debts anymore, then you need to find the best Utah legal services to help you file for bankruptcy. This is not something you can do alone since chances are that you don’t know the process involved in bankruptcy filing in the state. Thus, you need a good legal mind. But first, do you know what bankruptcy is?

Legal Services in Utah

Bankruptcy is a legal proceeding in which an individual who cannot pay his or her debts can get a fresh start in life and, at least, be free of the hounding that creditors subject debtors to. It is the legally declared condition of insolvency of a person or a business. We can also say that this is being in a condition where one is unable to pay his/her debts in due time or we can even simply say that it is the insufficiency to discharge your debts. In the state of Utah, there are two types of bankruptcy protection - Chapter 7 Bankruptcy and Utah Chapter 13 Bankruptcy.

When you are not in a position to settle your debts when they are due, you should seek legal services Utah to guide you on the best bankruptcy protection to file for. Filing for bankruptcy stops all your creditors from seeking to collect debts from you, at least until your debts are sorted out according to the provisions of the law. It will help you keep all or part of your assets and properties. It is advisable to consult a bankruptcy attorney who will advise you on the assets that will be protected by Utah bankruptcy laws.

General properties protected under Chapter 13 bankruptcy

Utah Legal Services

A good Utah legal service will be able to advise you accordingly to file for bankruptcy under Chapter 13 where your equity in your primary residence is protected, so that you at least keep your home. This is welcome news because under Chapter 7, you would lose everything along with your debts. This is why you are advised to file for Chapter 13 rather than Chapter 7 bankruptcy; however, this may depend on your financial situation at the moment.

There are specific rules for filing for bankruptcy in your judicial district. An experienced bankruptcy attorney will guide you through the process to ensure that your Chapter 13 filing is accurately completed.

Making the decision to file for bankruptcy is considered smart, especially when you have been completely unable to pay your debts. However, the legal process itself is not easy and the state laws in Utah have changed as of 2005. This is why we recommend that you seek the best Utah legal services to get a lawyer who will help you make the best choices for you and your family.

Craig R. Chlarson - Utah Bankruptcy Attorney

My name is Craig R. Chlarson. Whether you are seeking to eliminate your debt, typically through a chapter 7 filing, or whether you are seeking to reorganize your debt, typically through a chapter 13 filing, or even if you have basic bankruptcy questions, call me today. I can help you.

To schedule an appointment, call (435) 901-3449

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299 South Main Street
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